Credit-Free Christmas in 5 Steps!.

General Steve Marshall 20 Dec

The holidays are a beautiful time of year, filled with sparkling lights and delicious meals and overplayed tunes. As much as these celebrations bring us joy and harmony, they can also bring us stress. This is particularly true when it comes to your finances! This year, aim for a credit-free Christmas! With a little planning, […]

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Rate Holds Explained

Mortgage Tips Steve Marshall 15 Dec

If you shopping for a home, or have worked with a mortgage professional in the past, you’ve most likely heard of rate holds before. If not, it is something that every potential homeowner should be aware of. This is especially true for the application process as it has some great benefits for active shoppers. If […]

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It’s All About The Property

Mortgage Tips Steve Marshall 9 Dec

When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and everything to do with the property.  To improve your chances of success when it comes to financing, […]

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5 Expenses Most Canadians Don’t Expect in Retirement.

General Steve Marshall 30 Nov

According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected. The result is that many retirees have saved less for retirement than they planned, making unexpected expenses all the more stressful once the income tap has run dry. But you know what they say, preparation is the best protection […]

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5 Things to Know Before Buying a Rural Property.

Mortgage Tips Steve Marshall 23 Nov

As cities continue to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a mortgage. 1. CHECK THE ZONING When it comes to buying […]

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